Best WooCommerce Deposit & Partial Payment Plugins in 2026

• Szabi Kisded
• November 5, 2026
• WordPress Plugins
• 16 min read

Taking $150 against a $600 order leaves another $450 to collect. That second transaction is where deposit plugins start to differ.

Will the customer receive an invoice? Can the store charge a saved card? Is the balance due a month after checkout or a week before a booking? What happens if the payment fails?

The product page rarely answers all of that. A deposit button can look perfectly convincing while the store owner is still expected to chase the balance manually.

We compared seven WooCommerce deposit and partial-payment plugins using their current listings and documentation. The recommendations below focus on payment collection, pricing and the practical limits that affect running a store. There is also a separate WPBay option for deposits on pre-orders, where the release of a product determines when the balance becomes payable.

The most useful starting point is your collection process. A shop that wants an emailed payment link needs something different from a business expecting unattended card payments every month.

The deposit plugins worth comparing

For automatic Stripe collection, start by comparing Acowebs and Tyche, then check YITH if its payment ecosystem fits your store. PluginHive also documents automatic collection, with a beta label and specific customer requirements. For customer-paid balances, Woo’s own extension, Bayna and Bright Plugins offer other approaches.

Prices were checked on November 5, 2026. Currencies, taxes, promotions and purchase-channel terms can differ. Bayna’s displayed paid prices are promotional; check the renewal amount at checkout. Tyche’s table price uses the WooCommerce Marketplace listing.

An automatic reminder is not an automatic charge. In particular, Bright’s published “automatic balance collection” description refers to sending links or creating follow-up orders. It does not establish that a saved card will be charged.

A deposit, an installment plan and a security hold are different purchases

A deposit normally means part of the purchase price now and a balance later. An installment plan divides that purchase into several payments.

A refundable damage deposit for a rental is a different requirement. You may need a card authorization, a separate payment or a refund process tied to returning the equipment. A plugin that subtracts an initial payment from a product price does not automatically provide that arrangement.

Likewise, a payment schedule should not be confused with an ongoing subscription. If the customer is buying one product for $600 in four payments, there is a defined purchase to settle. A subscription continues according to its renewal terms.

Decide which arrangement the business actually offers before comparing settings. Then write the customer-facing explanation in plain language. If it takes several paragraphs to explain when the balance is due, the configuration probably needs another look.

WooCommerce Deposits: clear schedules, customer-paid balances

WooCommerce Deposits, developed by Woo, supports fixed or percentage deposits and payment plans with intervals in days, weeks or months. The one-year price is currently $219.

Its important limitation is explicit: it does not save card details or automatically collect follow-up payments. Scheduled payment orders are created for the customer to pay. That makes it a candidate for a business comfortable asking customers to complete each payment, rather than a solution for unattended billing.

Read the compatibility section against your catalog. Woo documents support for simple, variable and WooCommerce Bookings products, along with Cart and Checkout blocks. It also lists exclusions, including Pre-Orders, Subscriptions, Product Bundles, Composite Products and grouped products.

For a store selling ordinary products with an agreed staged-payment process, the payment-plan structure may be sufficient. For a product assembled from bundled components, the compatibility restriction could settle the decision before price becomes relevant.

The name deserves attention too. Several developers use “WooCommerce Deposits” in their product titles. Compare the author and documentation, not just the extension name, particularly when following an older tutorial that may describe a different plugin.

Acowebs: flexible amounts with Stripe collection in the paid version

Acowebs Deposits & Partial Payments has a free edition and paid options. The single-site paid plan is listed at $49 with one year of updates, or $119 for its lifetime-updates option.

The paid product supports automatic balance collection through Stripe. Its setup guide describes collection settings, failed-payment retry rules, notifications and payment-status tracking. Confirm the supported Stripe gateway plugin before choosing it for that feature.

A useful distinction is its customer-defined partial payment feature. Customers can choose an amount within the merchant’s minimum requirement and make additional payments toward the remaining balance.

That is worth examining when customers need more flexibility than a fixed schedule provides. It also creates a decision for the seller: how much freedom can the business accommodate before fulfilment becomes difficult to plan?

For a custom manufacturing order, for example, the shop might need a minimum payment before buying materials. Accepting another small payment next week may be useful, but it should not accidentally imply that production has started or that the order is fully funded.

Acowebs belongs near the top of a price-conscious shortlist when those flexible payments or Stripe collection are genuine requirements.

YITH: a deposit and balance tied to your booking process

YITH WooCommerce Deposits / Down Payments is currently listed at €129.99 with a year of updates and support. It lets a store collect a fixed amount or percentage, then manage a balance order.

The balance can be handled online or offline. For automatic collection, YITH documents integration with its separate YITH WooCommerce Stripe plugin. Its booking integration can also make the balance due before the booking begins.

That timing matters. “Thirty days after purchase” and “seven days before arrival” are different instructions. A customer making an early reservation should not necessarily pay the balance on the same schedule as someone booking at short notice.

YITH is particularly relevant if the store already runs YITH Booking & Appointment and wants the payment deadline to follow that booking. Include any required gateway extension in the cost comparison.

Its published unpaid-balance controls include reminders, refunding the deposit or cancelling without refunding it. Choose the action that matches your business policy and check the resulting transaction records.

For a simple two-payment arrangement, this is a natural product to compare. If you want customers to make an arbitrary sequence of smaller payments, establish that exact requirement before treating “partial payments” as sufficient evidence.

PluginHive: scheduled plans, with a beta qualification for automatic collection

PH Deposits and Partial Payments costs $99 annually for one site. It supports fixed or percentage deposits and scheduled plans.

The current setup documentation is unusually specific about automatic collection. The Stripe feature is labelled beta, uses the official WooCommerce Stripe Gateway and requires a logged-in customer to opt in. Guest checkout does not expose that option.

The same documentation says a failed balance charge receives one automatic attempt, without retries. The fallback is a manual payment link. Those details should be part of the buying decision if your store relies on guest purchases or expects repeated collection attempts.

PluginHive also documents an overview for deposit revenue, remaining balances and overdue orders. A dedicated view can be useful when the ordinary order list makes it hard to see which customers still owe money.

The practical question is how staff will use it each day. Someone should be able to find an overdue balance, understand what was already attempted and contact the customer without piecing the story together across several screens.

Compare this plugin for its payment-plan and administration workflow. If the Stripe beta is essential to your purchase, rehearse the complete opt-in, due-date and failed-payment sequence before offering it to customers.

Tyche Flexi Deposits: worth examining for booking deadlines

Flexi Deposits, by Tyche Softwares, is listed at $119 for a one-year WooCommerce Marketplace license. Tyche also sells the product directly, with other license options and promotional pricing.

It supports deposits and multi-step payment plans, with automatic follow-up collection through the supported WooCommerce Stripe Payment Gateway.

The documentation covers payment schedules relative to a booking date, integration with WooCommerce Bookings and Tyche’s Booking & Appointment plugin, and choices about collecting shipping with the deposit, across payments or with the final payment.

For an activity operator or venue taking advance bookings, the deadline can be more important than the deposit percentage. You may want the final balance cleared before preparing equipment, reserving staff or ordering supplies for a particular date.

Run a booking-date change through the trial process. If a customer moves an appointment, inspect the balance schedule and any messages already sent. Do the same for a booking made inside the normal final-payment window.

Tyche is a strong candidate to investigate when those booking relationships drive the payment plan. For an ordinary product requiring only a deposit and a manually paid balance, the additional scheduling flexibility may be less valuable.

Bayna: a useful free starting point, with plan features in the paid version

Bayna’s free WordPress.org edition supports fixed and percentage deposits, product settings, variations and baskets combining deposit products with regular products.

The paid Starter license is currently advertised at $49 annually or $149 as a one-time purchase. Paid capabilities include payment plans, checkout-based deposits, custom amounts, conditions and automatic reminder emails.

For a shop trying deposits for the first time, the free edition gives you a concrete way to see whether customers understand the choice and whether the resulting order works for staff.

Be careful with the meaning of automation. Bayna’s published material describes invoices and reminders for customer payments. If saved-card collection is a requirement, obtain confirmation for that exact workflow rather than inferring it from “automatic reminder.”

Also keep the edition boundaries clear. A free fixed deposit is not evidence that advanced payment plans or checkout conditions are available without an upgrade.

The sensible trial is small: one ordinary product, one variation and one mixed basket. Follow each through the remaining payment. That will reveal whether the free workflow covers the business or whether the paid controls solve a specific problem worth buying.

Bright Plugins: payment links and follow-up orders

Bright Plugins Deposits & Partial Payments lists a paid one-site license from $59 annually. Its published features include fixed and percentage deposits, settings for simple and variable products, customer notifications and scheduled follow-up orders.

Its balance collection description is worth reading literally. The plugin emails a link or creates the later order on the configured date. That can remove the work of remembering to request payment, while the customer still completes the payment.

This is a reasonable approach when the shop already works by invoice. A business making a custom sign might want a deposit to begin work, followed by a balance request after the customer approves the finished item.

In that case, automatic charging is not necessarily the desired workflow. The seller may want to check the work and agree any final changes before requesting the remaining amount.

Ask how that approval point fits into the chosen configuration. A deadline set at checkout should not send the wrong request if the project is paused or changed.

Bright is worth comparing for that relatively straightforward arrangement. Buy it for the documented link-and-order process; confirm any requirement beyond that with the developer.

A WPBay option when the deposit is for a pre-order

For an unreleased or temporarily unavailable product, a pre-order extension may be the more direct solution.

Webkul’s WooCommerce Pre Order Plugin is available on WPBay at $39 as a one-time, one-site purchase. Its balance documentation describes fixed or percentage deposits and automatic balance collection through the official WooCommerce Stripe Gateway when the product is restocked.

The trigger matters: this is a product-release workflow. It should not be presented as a general replacement for installment plans across an ordinary catalog.

WPBay sells this Webkul product. We have included it for that specific use case rather than placing a pre-order tool in the general comparison as though the scope were identical.

If that describes your launch, our WooCommerce pre-order plugin comparison goes further into release dates, mixed carts and customer notifications.

Compare the amount due today with the actual order agreement

Choose one order from your business and calculate the expected payments before configuring the plugin.

Suppose a product costs $600, a 10% coupon reduces it to $540, and your policy requires a 25% deposit on that discounted product price. The product deposit is $135, leaving $405. If $24 shipping is collected with the deposit, the first payment is $159 and the later payment is $405, for a combined $564 before tax.

That is one proposed configuration, not a formula every plugin applies automatically.

Check whether the percentage is calculated before or after the discount, whether shipping is included in the base amount and how fees are handled. Inspect both payment records as well as the total displayed to the customer.

Then change the quantity or add a second product. A fixed $50 deposit might mean $50 per unit, per product line or for the whole basket, depending on the system and settings.

Optional extras deserve attention too. If engraving adds $40, decide whether that charge should affect the deposit. A deposit calculated before another plugin finishes adjusting the product price can produce a perfectly plausible but incorrect amount due today.

Use your store’s tax configuration during the trial. The first payment, remaining balance and reporting need to stay understandable under the prices your customers actually see.

Decide what happens after a failed or changed payment

A collection attempt can be successful, declined or still processing. Those states should lead to different next steps.

Try a failed balance payment in the gateway’s test mode. Check the customer message, the order note and the way staff find the unpaid amount. If the plugin retries, confirm that a manual payment stops further attempts against the same balance.

Do not ask a customer to pay again merely because an order screen has not refreshed. Verify the provider transaction and let the integration finish handling an in-progress payment.

Cancellation needs a separate decision. Cancelling the order, stopping future charges and refunding money already received are three different actions. Confirm which of them your selected settings perform.

For an order amendment, check the agreed total and outstanding amount before rescheduling anything. Removing a product after the deposit has been paid should leave an explanation that both the customer and the person handling the order can follow.

A good deposit system makes that history visible. It should not depend on a staff member remembering why a balance differs from the current catalog price.

Check the order records your team actually uses

Deposit plugins often create related orders for future payments. That can affect exports, invoices and reporting even when checkout looks correct.

Ask the person preparing accounts or dispatch records to inspect a completed example. The records should show the money received and outstanding without counting the same purchase value twice.

For a mixed basket, confirm that fully paid items and partially paid items are easy to distinguish. Decide whether anything ships before the balance is settled and make that decision visible to fulfilment staff.

Use your actual checkout during testing. Classic checkout, Cart and Checkout blocks, page-builder templates and express payment buttons can follow different paths. A successful test with the standard card form does not establish that the wallet button above it collects the same agreement and deposit amount.

Finally, test a due date close enough to observe. Verify that the reminder or collection task runs, the message arrives and the resulting order becomes payable or paid as intended. An enabled setting is not evidence that the complete scheduled process has run successfully.

Frequently asked questions

Can I accept WooCommerce deposits for free?

Yes. Acowebs and Bayna offer free editions. Compare the current edition limits before relying on payment plans, reminders or automatic collection; those requirements may need a paid license.

Which plugins automatically charge the remaining balance?

Acowebs and Tyche document Stripe collection. YITH provides it through its YITH Stripe integration. PluginHive documents a beta Stripe option with logged-in opt-in requirements. Always match the exact gateway extension, payment method and customer checkout flow.

Does WooCommerce Deposits by Woo charge installments automatically?

No. Its published workflow creates follow-up payment orders for the customer to pay. A scheduled amount and an automatic card charge are separate capabilities.

Can customers choose how much to pay?

Some products support customer-defined amounts. Acowebs specifically documents additional customer-chosen partial payments with a merchant-defined minimum. Confirm whether the feature controls only the first deposit or also later payments.

Can a deposit plugin collect a refundable rental security deposit?

A part-payment extension does not automatically provide a refundable damage deposit or card hold. Establish how the separate amount will be collected, held and returned before choosing software for that purpose.

What we would shortlist first

For a basic deposit with customer-paid balances, try the relevant free workflow before buying a larger system. For scheduled card collection, compare Acowebs and Tyche against your exact Stripe setup, then consider YITH where its booking and payment integrations already fit.

The purchase should follow a completed example order: deposit received, balance requested or charged, and the final records clear enough for staff to use. That is more useful evidence than the number of payment styles shown in a demo.